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(1) They probably needed more money to invest in the program they had probably under-priced it for years. That brings us to total cost of ownership, and here is where they absolutely did increase the out-of-pocket costs for users as part of their switch to subscription pricing. Under the subscription model, customers pay more frequently, and the company pushes out new features more frequently, which benefits both the company and customers. But this approach forced the company to hold back new features in order to have something new to market for each annual version release. It was really a pseudo-subscription, because if yo wanted to use the online features, you had to pay at least every third year. In the past, the company subsetted the online features after three years, which got users in a cycle of upgrading everything three years, or more frequently if a new feature was particularly attractive. The subscription fees users pay support all of that.

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For Windows users, the program is more mature because it's had three decades of continual development, but it still needs to have old parts re-written to keep up with other changes in the program and replacing obsolete technologies.ДЄll of this takes teams of designers and programmers and testers, and all of them take money.

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For Mac users, where the program was re-created from scratch last decade, that's crucial, because the program doesn't yet have all the features of its predecessor Mac program, nor the Windows version. (Quicken Mac now has this feature, although it's still not 100% perfected the feature is still under development for Quicken Windows.)ДЄnd that's all not to mention developing new functionality. worse, those have been developed over many years, using a variety of programming tools, so they don't all work the same, and making them compatible with a new operating system feature like dark mode requires anything from a small tweak to a major revamp. But it's not easy, because unlike many program, Quicken has hundreds of screens, panels, pop-up windows, etc.

Take 'dark mode' as an example of something which became an option in both macOS and Windows Quicken users who like dark mode want Quicken to offer ark mode as well. Changes by financial institutions are constant and never-ending, so it's full-time work just keeping the program compatible with thousands of banks and brokerages.ДЄnd then there's the fact that users want new or improved features, sometime driven by technologies Apple or Microsoft have brought out. There are operating system changes which require programming work just to keep the program doing what it has in the past.

You seem to feel that it takes nothing just to keep the program functional, and that's not true. The choice is I both agree and disagree with your comments. But if you want the ability to download/import data into Quicken, then you have to pay for an annual subscription.

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If you are willing to enter your transactions manually, and if you can live with losingВ roughly a quarter of yourВ Quicken screen to a permanent ad to subscribe, you can use the current Quicken software indefinitely for not cost after your subscription expires. Users of QuickenВ software can backup toВ their local computer or toВ cloudВ backup services of their choosing.ДЄs for wanting to use the software 'whenever want, not just for a year,' Quicken gives you somewhat of a way to to this.

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That's what online access is: the ability to download from financial institutions, either directly into Quicken, or to download a file to your computer and import it into Quicken. be able to download from websites whenever I want'. Your statement contradicts itself: 'I do not want online access' followed by 'I want to. I want to own my program, and be able to download from websites whenever I want - not just for a year. I do not want online access, I do not want online backup.

Quicken mac shutdown